Perhaps the most well-known piece of mental health legislation has been the Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA). This law made insurers offer no fewer benefits to an individual for mental health treatment than for physical health treatment. It did not require insurers to offer mental health coverage but it did level the playing field, so to speak.
Fewer than four years after it was enacted in 2010, the Obama Administration is widening the scope of coverage by making mental health coverage a requirement for insurers. Using a tiered system, much like insurance plans already do, the amount of coverage will depend on your plan. It also encompasses behavioral health issues and substance abuse or addiction.
One sticking point to this legislation is that coverage can vary based on the state you are living in. According to the National Alliance on Mental Illness, there are certain types of mental health laws, and each state is different.
If you are thinking about treatment for a mental health problem, take time to talk to your insurance company about your coverage. Once you know what your plan benefits are, you can take the next step in finding a treatment facility that is right for you.
At FRN, we have premiere clinicians, nurses and physicians. Our staff includes counselors, psychologists, psychiatrists, and specialized treatment professionals who are educated, experienced and genuinely interested in your well-being. Call us today to learn more about the types of treatments we offer, how state legislation affects you and your care, and how we can help. Getting the right treatment for your condition is important, so let us help.